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1. Scott, 06.03.2012, 15:41
The type of insurance that is laborbpy being required of you is General Liability (GL) insurance. GL basically covers any damage or injuries (to others) that is caused by your negligence.The only problem I can foresee is that you are cleaning boats. There are a number of insurance companies that write insurance for \"Cleaning companies\" or janitorial services companies. I would recommend speaking with an independent insurance agent in your local area as I am sure your not the only one in the area doing this type of work, you should be able to find an agent that can find you insurance at a reasonable cost.
2. mnlcrh, 09.03.2012, 20:23
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3. Ivalene, 13.03.2012, 13:11
Once I received a call offering me a decent sum to turn for a pianist for a chamber music concert. I was pleased to finally get paid for something I\'d been doing pro bono for years. I got there early and met with the pianist. He seemed high-strung but some people are before a concert. I clarified repeat issues with him and he assured me he was a clear nodder.The concert began and I soon saw why he was so high-strung; his mediocre technique and limited musicality made him a bad choice to play the well-known Beethoven and Brahms trios he was tackling (almost literally, football player style). We got towards the end of the first page and he did not nod. I figured, Maybe he likes memorize the beginning of the next page and have late turns. Nope as we reached the last two beats he abruptly turned his heard toward me and, in a low, gruff voice barked, Turn! This disagreeable ritual was repeated for most of the performance. I thought it might have been less disruptive for him and the audience to nod as he said. No such luck. I made it through and didn\'t mess it up, but he really unnerved me and I dare say I was very deserving of my pay that evening.
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4. Johnette, 03.04.2012, 19:53
If you can offer all three do it…the more services you offer the more you can make. If you have to stick to one, I would say the mobile car wash or cutting lawns, I offer pressure cleaning in my biz and rarely get calls for it and when I do it they are $100 jobs…blah. It also depends on how big of an operation you are doing, if you have the $ to open a nice lawn company with an employee, then do that. Insurance wouldnt be that much, just ask for a 100k liabilty policy and it might be like $80 a month or $600 for the year (if you pay in full). But you might not need insurance…open the biz, and see how much people ask you for it. If you lose jobs becuase of it then get it, but I doubt anyone will care.
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5. Kaleigh, 09.04.2012, 18:38
I wish people wouldn’t use answers to link to their own website.First of all: In the UK there are many ‘aggregator’ websites comparing car insurance premiums – they charge the insurer for any policy placed with them so that the insurer gets no cost advantage and the customer finds they have bought a policy through a middleman (the website) that will be of no benefit to them should they need help.To a lesser extent buying through an insurance company online is similar. They don’t pay a broker or middleman but they certainly pay a lot more to advertise on TV and in the press. If you have a problem with their service then who will you call to help you?If you buy through an insurance broker (i.e. someone who is an agent for many companies) then not only do they do the running around for you at renewal, they also act on your behalf should you have any queries in the adminstration of your policy or if you need to make a claim.Think of the difference in prices as an annual fee that the broker charges for this service – then imagine you asked a lawyer or an accountant to look after your legal or financial matters. Which professional is offering the best value for money?
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6. Lyza, 05.07.2012, 16:19
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