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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. In Maryland, a group accident and health certificate of insurance must contain:
A) A summary of policy features and benefits
B) A list of all participating physicians
C) The insurer's financial statement
D) A copy of the group contract
2. An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:
A) Using inappropriate description of a policy to hide the true nature of the policy
B) Filing a complaint on behalf of the consumer with the Maryland Insurance Administration
C) Making false or misleading statements about dividends previously paid on similar policies
D) Making a misleading statement about the financial condition of an insurer
3. When a single major medical contract covers all medical expenses, the plan is considered to be:
A) First-dollar
B) Comprehensive
C) Limited
D) Supplemental
4. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?
A) Skilled nursing facility care
B) Respite care
C) Custodial facility care
D) Home health care
5. Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?
A) An Insurance Producer authorized to work in the SHOP Exchange
B) A SHOP Exchange Navigator
C) The Maryland Insurance Commissioner
D) A certified Navigator or authorized Producer for the Individual Exchange
Solutions:
Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: D |