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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Immunizations
B) Hearing tests
C) Routine physical examinations
D) Outpatient prescription vitamins

2. All of the following are basic underwriting actions in accident and health insurance EXCEPT:

A) Rejecting applicants
B) Issuing policies with exclusion riders
C) Issuing standard policies as applied for
D) Deleting uniform policy provisions

3. Which expenses are covered by Medicare Part D?

A) Medical
B) Prescription drug
C) Hospital
D) Dental

4. The primary purpose of disability income insurance is to:

A) Pay necessary hospital expenses when the insured is unable to work
B) Provide indemnity for loss of life
C) Pay any physicians' fees resulting from a disabling injury
D) Provide benefit payments for a period of time when the insured is unable to work

5. Which statement is true of trade association groups eligible for group medical benefits?

A) Employer contributions are usually waived
B) Members of the association are usually in the same industry
C) Such associations are formed for the purpose of purchasing insurance
D) The association membership primarily consists of large employers

Solutions: