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California Department of Insurance CA-Life-Accident-and-Health real answers - CA Life, Accident and Health or Sickness Examination

CA-Life-Accident-and-Health
  • Exam Code: CA-Life-Accident-and-Health
  • Exam Name: CA Life, Accident and Health or Sickness Examination
  • Updated: Dec 12, 2025
  • Q & A: 157 Questions and Answers
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About California Department of Insurance CA-Life-Accident-and-Health Exam guide

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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Which life insurance feature allows an insured to exchange a term policy for a cash value policy?

A) Convertibility
B) Renewability
C) Reentry
D) Incontestability


2. A terminating employee who wants to exercise the conversion privilege must meet all of the following requirements EXCEPT

A) pay the premium.
B) supply evidence of insurability.
C) apply within 31 days of termination.
D) fill out the required forms.


3. Policies covered under the California Life and Health Insurance Guarantee Association include all of the following EXCEPT

A) self-funded group life.
B) individual health.
C) disability income.
D) deferred annuities.


4. Under the hospice care of a long-term care policy, all of the following benefits are available EXCEPT

A) symptom control.
B) pain relief.
C) family counseling.
D) rehabilitation therapy.


5. A method of selling insurance by using mass media advertising is known as

A) syndication.
B) direct writer.
C) direct response.
D) telemarketing.


Solutions:

Question # 1
Answer: A
Question # 2
Answer: B
Question # 3
Answer: A
Question # 4
Answer: D
Question # 5
Answer: C

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