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ACAMS CAMS-CN real answers - Certified Anti-Money Laundering Specialists (CAMS中文版)

CAMS-CN
  • Exam Code: CAMS-CN
  • Exam Name: Certified Anti-Money Laundering Specialists (CAMS中文版)
  • Updated: Nov 09, 2025
  • Q & A: 865 Questions and Answers
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ACAMS Certified Anti-Money Laundering Specialists (CAMS中文版) Sample Questions:

1. 合規分析師正在審查客戶的帳戶活動,他們懷疑該帳戶活動可能表明存在洗錢活動。僅根據客戶的帳戶活動和 KYC 文件很難確定哪一個?

A) 如果活動與相關業務有重大差異
B) 是否有與交易對手相關的負面媒體
C) 如果帳戶大部分處於休眠狀態或幾乎沒有活動
D) 如果帳戶多次向同一相關企業進行轉帳


2. 根據《美國愛國者法案》,哪種產品類型受到美國對非美國銀行和非美國個人的管轄?

A) 私人銀行業務
B) 代理銀行業務
C) 商業貸款
D) 貿易融資


3. 哪些活動可能被視為潛在的魚叉式網路釣魚詐騙?(選三。)

A) 一名員工接到電話,要求匯款以幫助陷入困境的人。
B) 企業向其員工發送一封電子郵件,警告必須更改電子郵件密碼以防止網路詐欺。
C) 員工收到一封要求下載附件的電子郵件,但該附件是惡意軟體。
D) Payroll 收到一封來自員工的外部電子郵件,希望更新其銀行帳戶資訊。
E) 快遞員向企業發送重複發票,其中包含現有供應商的更新付款詳細資訊。
F) 宗教組織的成員透過電子郵件收到聲稱來自其領導人的捐款請求。


4. 客戶經營農產品出口業務。多年來,對加勒比地區的銷售一直穩定成長。該客戶的帳戶餘額在上個月突然增加。
反洗錢專家應根據什麼理由準備可疑交易報告?

A) 活動增加是由於匯票存款所致。
B) 客戶在未告知機構的情況下更改了地址。
C) 購買旅行支票(支票)用於前往非合作國家和地區的旅行。
D) 電匯來自金融行動特別工作小組成員國。


5. 合規計畫應如何應對反洗錢審計結果?

A) 利用調查結果來辨識並評估洗錢風險
B) 在審計報告中為每項發現提供建議
C) 透過提名獨立方來實施糾正措施
D) 透過關閉受到調查結果影響的帳戶


Solutions:

Question # 1
Answer: B
Question # 2
Answer: B
Question # 3
Answer: C,D,E
Question # 4
Answer: C
Question # 5
Answer: A

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