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Only need to practice for 20 to 30 hours
You will get to know the valuable exam tips and the latest question types in our Virginia-Life-Annuities-and-Health-Insurance certification training files, and there are special explanations for some difficult questions, which can help you to have a better understanding of the difficult questions. All of the questions we listed in our Virginia-Life-Annuities-and-Health-Insurance practice exam materials are the key points for the IT exam, and there is no doubt that you can practice all of Virginia-Life-Annuities-and-Health-Insurance best questions within 20 to 30 hours, even though the time you spend on it is very short, however the contents you have practiced are the quintessence for the IT exam. And of course, if you still have any misgivings, you can practice our Virginia-Life-Annuities-and-Health-Insurance certification training files again and again, which may help you to get the highest score in the IT exam.
Simulate the real exam
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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:
1. What is a condition for which medical advice or treatment was recommended by or received from a provider of health care service within six months preceding the effective date of an individual long-term care policy?
A) Pre-existing condition
B) Pre-determined risk
C) Long-term care condition
D) Covered illness
2. In a deferred annuity, which contract feature begins at a high level, often 5%-10%, and then diminishes until it disappears after a specified number of years?
A) The expense charge
B) The front end sales load
C) The surrender charge
D) The guaranteed interest rate
3. A contractual arrangement that transfers exposure from one insurer to another insurer is a:
A) Coinsurance contract
B) Reinsurance contract
C) Captive contract
D) Reciprocal contract
4. A coordination of benefits provision is included in group health insurance to reduce:
A) Probationary periods
B) Overinsurance
C) Waiting periods
D) Dependent coverage
5. If a patient with a preferred provider organization (PPO) chooses to use a non-PPO provider, the patient usually can expect:
A) A one-year waiting period before re-enrolling in the PPO
B) To pay the full cost of care
C) To have higher out-of-pocket expenses
D) 100% reimbursement for the service provided
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: C |

