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CII E05 real answers - Examination element of M05 Insurance law

E05
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Jul 10, 2025
  • Q & A: 52 Questions and Answers
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CII Examination element of M05 Insurance law Sample Questions:

1. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

A) International treaties.
B) Legislation.
C) Official law reports.
D) Case law.


2. Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?

A) 9 years.
B) 15 years.
C) 3 years.
D) 6 years.


3. Which divisional court of the High Court includes a Commercial Court?

A) Chancery Division.
B) Queen's Bench Division.
C) Family Division.
D) Partnership Division.


4. According to statute law, an unfair term in a consumer insurance contract is defined as one which

A) causes a significant imbalance in the parties' rights to the detriment of the consumer.
B) does not restrict liability for death or personal injury.
C) has been individually negotiated and is to the detriment of either one of the parties.
D) provides insurance where the scope of cover is narrow compared to the premium charged.


5. According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer

A) provides coverage that is more restrictive than that of other insurers.
B) applies a specific exclusion within the policy wording.
C) requires notification of a claim within a very short time period.
D) imposes a premium loading.


Solutions:

Question # 1
Answer: B,D
Question # 2
Answer: C
Question # 3
Answer: A
Question # 4
Answer: A
Question # 5
Answer: C

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