Fast delivery in 5 to 10 minutes after payment

Our company knows that time is precious especially for those who are preparing for CII M05 exam, just like the old saying goes "Time flies like an arrow, and time lost never returns." We have tried our best to provide our customers the fastest delivery. We can ensure you that you will receive our M05 practice exam materials within 5 to 10 minutes after payment, this marks the fastest delivery speed in this field. Therefore, you will have more time to prepare for the M05 actual exam. Our operation system will send the M05 best questions to the e-mail address you used for payment, and all you need to do is just waiting for a while then check your mailbox.

Only need to practice for 20 to 30 hours

You will get to know the valuable exam tips and the latest question types in our M05 certification training files, and there are special explanations for some difficult questions, which can help you to have a better understanding of the difficult questions. All of the questions we listed in our M05 practice exam materials are the key points for the IT exam, and there is no doubt that you can practice all of M05 best questions within 20 to 30 hours, even though the time you spend on it is very short, however the contents you have practiced are the quintessence for the IT exam. And of course, if you still have any misgivings, you can practice our M05 certification training files again and again, which may help you to get the highest score in the IT exam.

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Simulate the real exam

We provide different versions of M05 practice exam materials for our customers, among which the software version can stimulate the real exam for you but it only can be used in the windows operation system. It tries to simulate the M05 best questions for our customers to learn and test at the same time and it has been proved to be good environment for IT workers to find deficiencies of their knowledge in the course of stimulation.

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CII Insurance law (IL) Sample Questions:

1. Why may an insurer insert a continuing warranty into an insurance policy?

A) To ensure that underinsurance is avoided at all times.
B) To maintain the annual aggregate limit of liability throughout the policy period.
C) To enable an insurer to charge an additional premium if the warranty is continually breached.
D) To encourage good risk management by the insured throughout the policy period.

2. Which of the following is an example of a condition precedent in an insurance contract?

A) The insurer's requirement to pay claims within a specific period after notification
B) A policyholder's agreement to not engage in fraudulent behavior
C) The insured's duty to disclose any material changes in their circumstances
D) A policyholder's obligation to make premium payments

3. Which body represents the solicitors' profession in England and Wales?

A) The Law Society.
B) Bar Council.
C) The Faculty of Advocates.
D) The Solicitors Regulation Authority.

4. Which of the following is true regarding the "principle of subrogation"?

A) It prevents the insurer from recovering any costs from a third party
B) It allows the insurer to pursue third parties responsible for the loss
C) It means the insurer is entitled to the premium even if the claim is not paid
D) It allows the insured to be compensated twice for the same loss

5. Two liability policies with different insurers cover the same loss of £15,000,000. The limit of liability is
£10,000,000 under policy X and £20,000,000 under policy Y. Neither policy has a non-contribution clause.
What amount will policy Y contribute towards the claim payment?

A) £10,000,000
B) £7,500,000
C) £9,000,000
D) £5,000,000

Solutions: