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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions:

1. A North Carolina broker has been practicing real estate for 10 years for a firm in Asheville. The broker just bought a home on Oak Island and would like to split their time between the mountains and the shore. Under what circumstances could the broker affiliate with two different brokers-in-charge?

A) If the broker operates as a sole proprietorship
B) Under no circumstances
C) If the broker limits their practice to commercial transactions
D) If the broker gets the express consent of both brokers-in-charge

2. A loan is set up so that the borrower's loan payments are for the same amount each month. A portion of each payment goes to interest, and a portion goes to principal, and the loan balance will be zero at the end of the loan term. Which type of loan is this?

A) Fully amortizing
B) Negatively amortizing
C) Straight amortizing
D) Partially amortizing

3. When a borrower obtains an FHA-insured loan, the source of the funds is MOST likely to be:

A) the Federal Housing Administration (FHA)
B) the Department of Housing and Urban Development (HUD)
C) an approved lender
D) Fannie Mae

4. A lease with a simple exchange of rent for occupancy, under which the tenant pays none of the costs of ownership, is known as a(n):

A) gross lease
B) percentage lease
C) net lease
D) graduated lease

5. North Carolina broker Chris has a buyer agency contract with Ike stating that Chris's firm will earn a 2.5% commission for finding the property Ike buys. Ike looks at three properties for which the seller is offering a
3% commission split to the selling agent, and one of the sellers is offering a $500 gift card to a selling agent as a bonus. Which statement is TRUE?

A) Chris does not have to disclose to Ike that any seller is offering more than the promised 2.5% commission he agreed to.
B) Chris does not have to tell any seller that Ike has guaranteed Chris's firm a commission of 2.5%.
C) Chris must disclose the offer of the gift card to Ike before he can show that property to Ike.
D) Chris does not have to disclose the offer of the gift card to Ike because it is not a cash commission.

Solutions: