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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions:

1. A seller wants to net $200,000 from a transaction but will have to pay off a home loan and other fees, at a total cost of $288,800. The seller will also need to pay a 6% commission. What will the property need to sell for?

A) $488,800
B) $518,128
C) $520,000
D) $567,008

2. A loan is set up so that the borrower's loan payments are for the same amount each month. A portion of each payment goes to interest, and a portion goes to principal, and the loan balance will be zero at the end of the loan term. Which type of loan is this?

A) Fully amortizing
B) Negatively amortizing
C) Straight amortizing
D) Partially amortizing

3. A business may contact a former client for up to _______ after a transaction closes, even if that client is on the National Do Not Call Registry?

A) 12 months
B) 9 months
C) 24 months
D) 18 months

4. A seller sold their house for $600,000. They are responsible for paying a 6% commission to the listing broker, closing costs of $8,500, and the remaining balance on their prior mortgage loan of $60,000. How much will they net on the sale?

A) $531,500
B) $499,610
C) $564,000
D) $495,500

5. A real estate licensee's advertisement for a house includes only the following phrase about financing:
"Assume the owner's original loan with only a $1,000 down payment!" What is wrong with this advertisement?

A) Nothing, so long as it is the real estate licensee's own property.
B) It does not also include the original balance on the loan.
C) It does not also include the loan's annual percentage rate and other financing terms.
D) It does not provide the brokerage firm's name as licensed.

Solutions: