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Only need to practice for 20 to 30 hours

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Deliberate withholding of material facts that would affect the validity of an Insurance policy or a claim under
the policy Is known as

A) misrepresentation.
B) slanting.
C) aleatory contract.
D) concealment.

2. Under the children's term rider, what occurs when a child reaches the specified age? He or she

A) must show evidence of insurability to remain covered.
B) is eliminated from coverage.
C) may Increase the term coverage of the rider.
D) automatically becomes the beneficiary of the life insurance policy.

3. Each of the following are characteristics of a fixed annuity contract EXCEPT

A) benefit payments remain level.
B) funds are Invested in a separate account.
C) the minimum interest rate is guaranteed in the contract.
D) it may be sold as an immediate or deferred annuity.

4. Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?

A) Qualified Retirement.
B) Annuity.
C) Whole Life.
D) Tax Sheltered Annuity.

5. An immediate annuity begins making payments after the

A) policyholder suffers a disability.
B) policy has been in force for one year.
C) first premium has been paid.
D) policy reaches its maturation date.

Solutions: