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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 - OH-Life-Agent-Series-11-44 real prep

OH-Life-Agent-Series-11-44
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Jul 12, 2025
  • Q & A: 107 Questions and Answers
  • PDF Version

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  • PDF Price: $59.98
  • Ohio Department of Insurance OH-Life-Agent-Series-11-44 Value Pack

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About Ohio Department of Insurance OH-Life-Agent-Series-11-44: OHIO Life Insurance Agent Series 11-44

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. All of the following statements regarding a group annuity are correct, EXCEPT

A) considered a defined-benefit plan.
B) purchased as part of a structured corporate pension plan.
C) each employee signs and receives an individual contract.
D) participation is limited to eligible employees.


2. Which of the following is a characteristic of a contract of adhesion?

A) The insurer's obligations are dependent upon certain acts of the insured individual.
B) The terms must be accepted or rejected in full.
C) Each party is entitled to rely on others' representations.
D) The Insurer agrees to pay a stated sum regardless of loss.


3. What type of insurance is the cheapest option to pay off a 30-year mortgage balance?

A) Level term insurance.
B) Increasing term insurance.
C) Variable life insurance.
D) Decreasing term insurance.


4. Which of the following policies allows the policyowner to change two policy features?

A) Credit Life.
B) Modified Life.
C) Adjustable Life.
D) Term Life.


5. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?

A) 30
B) 10
C) 20
D) 15


Solutions:

Question # 1
Answer: D
Question # 2
Answer: B
Question # 3
Answer: D
Question # 4
Answer: C
Question # 5
Answer: D

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