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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which rider includes coverage for the insured's spouse and children?

A) Payor benefit
B) Jumping juvenile
C) Guaranteed insurability
D) Family

2. An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

A) an add-on.
B) a supplement.
C) an attachment.
D) a rider.

3. With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for

A) 5 years.
B) 2 years.
C) 3 years.
D) 4 years.

4. Which of the following is a core benefit of Medicare supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) Basic drugs limit of $1,250.
D) At-home recovery.

5. Under the Standard Nonforfeiture Law, any cash value accumulation MUST be made available to the policyowner if the policyowner

A) stops paying the premium.
B) is not notified within 60 days of the contractual changes.
C) becomes disabled.
D) files for bankruptcy.

Solutions: