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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. In regards to advertising, insurers are responsible for which of the following?

A) maintaining control over the cost of production.
B) maintaining control over the cost of delivery.
C) maintaining control over content and form.
D) maintaining control of communications between agents.

2. An alien insurer is which one of the following?

A) One formed under the laws of a state geographically bordering Oklahoma.
B) One formed under the laws of a country other than the United States of America.
C) One formed under the laws of Oklahoma.
D) One formed under the laws of a state other than Oklahoma.

3. A common disaster provision states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the

A) beneficiary was never named on the policy.
B) insured individual outlived the beneficiary.
C) beneficiary and the insured individual died simultaneously.
D) beneficiary outlived the insured individual.

4. With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for

A) 5 years.
B) 2 years.
C) 3 years.
D) 4 years.

5. In Oklahoma, a foreign insurer is one formed under the laws of

A) a country other than the United States.
B) another state or government of the United States.
C) Oklahoma or under the laws of a state geographically bordering Oklahoma.
D) Oklahoma.

Solutions: