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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. The Medical Information Bureau may release information in the proposed insured's file to:

A) Employment agencies
B) The insured's employer
C) Any physician
D) Member insurance companies

2. A group policy may be issued to a labor union. The members eligible for insurance under the policy shall be:

A) Healthy members of the union
B) All of the members of the union
C) Only members of the union who are under the age of 65
D) Members of any union

3. How does the payment of an accelerated benefit affect a life insurance policy?

A) It increases the policy premium.
B) It decreases the death benefit.
C) It decreases the grace period.
D) It increases the cash value.

4. A life insurance policy becomes incontestable after it has been in force for:

A) 3 years
B) 6 months
C) 2 years
D) 30 days

5. All of the following factors may affect premium determination in individual life insurance EXCEPT:

A) Race
B) Age
C) Occupation
D) Health

Solutions: