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最新的 California Department of Insurance Certification CA-Life-Accident-and-Health 免費考試真題:

1. For income tax purposes, premiums for personal life insurance are

A) excluded from the adjusted gross income.
B) tax deferred.
C) not deductible.
D) deductible to the extent that they exceed 7.5% of the adjusted gross income.

2. The cost of employer-provided group life insurance above $50,000 is

A) taxable as income to the employee.
B) taxable to the employer.
C) tax deductible by the employee.
D) tax exempt to the employee.

3. Which plan covers the medical expenses that are NOT covered by Medicare?

A) Disability income.
B) Long-term care.
C) MediCal.
D) Medicare supplement.

4. Policies covered under the California Life and Health Insurance Guarantee Association include all of the following EXCEPT

A) self-funded group life.
B) individual health.
C) deferred annuities.
D) disability income.

5. Which policy provision protects the insurer against possible adverse selection?

A) Suicide clause.
B) Entire contract.
C) Nonforfeiture.
D) Reinstatement.

問題與答案：