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最新的 California Department of Insurance Certification CA-Life-Accident-and-Health 免費考試真題:

1. Vision care insurance usually covers all of the following EXCEPT

A) contact lenses.
B) eye examinations.
C) eyeglass frames.
D) eye surgery.

2. Which two insurance products are commonly used to fund buy-sell agreements?

A) Disability insurance and deferred compensation.
B) Life insurance and disability insurance.
C) Life insurance and deferred compensation.
D) Disability insurance and Long-Term Care insurance.

3. All of the following are characteristics of adverse selection EXCEPT

A) poor underwriting results may occur if too many of the applicants accepted for insurance are those most likely to incur serious losses.
B) it normally occurs if the premium is low relative to the loss exposure.
C) people with the greatest probability of loss are the ones most likely to buy insurance.
D) insurance companies cannot discriminate against applicants who have a higher probability of loss.

4. A contract in which only one party to the contract is legally bound to do anything is

A) conditional.
B) personal.
C) aleatory.
D) unilateral.

5. What is the cost of service from the Health Insurance Counseling Advocacy Program (HICAP)?

A) $25 per appointment.
B) No charge.
C) $50 per appointment.
D) $10 per appointment.

問題與答案：