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最新的 California Department of Insurance Certification CA-Life-Accident-and-Health 免費考試真題:

1. All of the following describe examples of risk avoidance EXCEPT the insured

A) sensing the chance of a lawsuit and therefore giving his pet Bengal tiger to a local zoo.
B) recognizing that his driving skills are deteriorating and therefore increasing the liability limits of his auto policy.
C) never leaving his house after dark.
D) never flying in airplanes.

2. Under the PPACA, which medical enrollment tier is 80% actuarial value?

A) silver
B) gold
C) platinum
D) bronze

3. According to the California Insurance Code, an illustration used to sell life insurance must include all of the following information EXCEPT

A) insurer's policy name and form number.
B) the probability that illustrated nonguaranteed scenarios will occur.
C) name and address of the producer.
D) a label that identifies it as an illustration.

4. Vision insurance usually limits coverage in all of the following ways EXCEPT

A) one examination per year.
B) a specific dollar amount for examinations.
C) a specific dollar amount for frames.
D) one set of lenses per year.

5. It is considered an unfair method of competition for an agent to advertise that the insurer the agent is appointed with is

A) fully authorized by certification to sell insurance.
B) an admitted insurer in the state of California.
C) highly rated by A.M. Best Company.
D) a member of the Insurance Guarantee Association.

問題與答案：