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最新的 Insurance Law (M05) M05 免費考試真題:
1. An employee suffered a minor injury lo his arm at work, due to a breach of duty by his employer. The medical treatment he received at hospital was negligent and caused his minor injury to deteriorate to the extent that his arm had to be amputated. To what extent, if at all, is the employer liable?
A) The employer and the hospital will split liability on an equal basis
B) The employer will not be held liable for the unforeseeable extent of the employee's injuries
C) The employer will be held strictly liable for the full extent of the employee's injuries
D) The employer will not be liable for the employee's injuries at all
2. What is the effect of a waiver on an insurance contract?
A) It reduces the policyholder's obligation to make full disclosure
B) It allows one party to ignore certain policy terms
C) It allows the insurer to increase the premium
D) It terminates the policy
3. A nurse working shifts is regularly disturbed by her neighbour givig brass instrument lessons in Ihe evenings.
She is tired and losing concentration at work but is NOT at risk of losing her job. What remedy can be provided by equity as an alternative source of law to common law?
A) An injunction.
B) Specific performance
C) Punitive damages.
D) General damages.
4. Fred knew Susie wanted to sell her car. On behalf of Susie, Fred agreed the sale of the car to Tina for £5.000.
That evening, Susie ratified Fred's agreement with Tina The next day. Tina decided NOT to proceed with the purchase What is Susie's legal position in these circumstances?
A) She can sue Fred for breach of agency agreement.
B) She can sue Tina for breach of contract.
C) She can sue both Fred and Tina jointly for breach of good faith.
D) She has no legal right to sue.
5. What is the intended purpose of a subrogation waiver clause in an insurance po
A) The doctrine of subrogation is excluded from the policy.
B) The insured has a duty to ensure that the insurer's subrogation rights are maintained.
C) Cover is suspended whilst the insurer pursues an action for subrogation.
D) The insurer's subrogation rights will not be exercised against certain parties associated with the insured.
問題與答案:
問題 #1 答案: C | 問題 #2 答案: B | 問題 #3 答案: A | 問題 #4 答案: D | 問題 #5 答案: D |
120.118.167.* -
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