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最新的 Insurance Law (M05) M05 免費考試真題:

1. Under UK insurance law, which document outlines the terms of the insurance agreement between the insurer and the insured?

A) The statement of fact
B) The schedule of benefits
C) The proposal form
D) The insurance policy

2. What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?

A) 35% for personal injury cases and 25% for employment tribunal cases.
B) 35% for both cases.
C) 25% for personal injury cases and 35% for employment tribunal cases.
D) 50% for both cases.

3. Which of the following is a typical remedy for an insurer when the insured breaches a warranty?

A) The insurer can sue the insured for breach of contract
B) The insurer may cancel the contract or refuse to pay a claim
C) The insurer must continue to provide coverage, but with an increased premium
D) The insurer is obligated to reduce the payout amount based on the breach

4. What is the role of a condition precedent in an insurance policy?

A) It is a requirement that must be met before the insurer is liable for a claim
B) It outlines exclusions from coverage
C) It ensures that the insurer will cover all risks associated with a policy
D) It defines the scope of coverage for the policyholder

5. In the context of insurance law, who is considered a third-party claimant?

A) A person who suffers a loss or injury caused by the policyholder's actions
B) A family member of the policyholder
C) An insurance broker acting on behalf of a client
D) The policyholder who initiates a claim

問題與答案：