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1. What are the other key components of risk apart from uncertainty?

A) The level of risk, peril and hazard.
B) Financial losses and speculation.
C) Financial losses.
D) Low severity losses and low frequency losses.

2. Joe is a broker who has become a Fellow of the Chattered Insurance Institute. If he would like to use the title Chartered Insurance Broker, what must he do. if anything?

A) He cannot use the name as he would be in breach of the Insurance: Conduct of Business sourcebook (ICOBS).
B) He must apply to the Prudential Regulation Authority.
C) He must apply to the British Insurance Brokers' Association.
D) He must apply to the Chartered Insurance Institute.

3. How does insurable interest arise, if at all. when an insurer arranges reinsurance?

A) The insurer is considered to have insurable interest by virtue of its liability to pay claims.
B) Insurable interest is created by statute.
C) The policyholder is considered to have assigned the insurable interest to the insurer.
D) Insurable interest does not arise.

4. The Financial Ombudsman Service will make a ruling on a dispute between

A) an insurer and a reinsurer.
B) a private individual and an insurer.
C) a third party and the insurer against whom he is making a liability claim.
D) an insurance broker and an insurer.

5. Which key test for money laundering is defined under the Proceeds of Crime Act 2002?

A) Criminal possession.
B) Criminal record.
C) Criminal lifestyle.
D) Criminal intelligence.

問題與答案：