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最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:

1. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

A) Auto accidents
B) Tropical disease
C) Intentionally self-inflicted injuries
D) Cancer

2. Giving policyholders some part of the agent's commission as an inducement to purchase insurance is an unfair trade practice known as:

A) Twisting
B) Rebating
C) Retention
D) Replacement

3. When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

A) The principal insured individual
B) The insurer
C) The premium payor
D) The patient or parent of the patient

4. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Routine physical examinations
B) Outpatient prescription vitamins
C) Immunizations
D) Hearing tests

5. The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:

A) Minimum daily benefit and the minimum time limit for hospital room and board expenses
B) Maximum daily benefit and the minimum time limit for hospital room and board expenses
C) Minimum daily benefit and the maximum time limit for hospital room and board expenses
D) Maximum daily benefit and the maximum time limit for hospital room and board expenses

問題與答案：