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最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:

1. Pre-existing conditions include conditions of health that:

A) Are never insurable under any circumstances or degree of severity
B) Have been medically treated or diagnosed prior to the effective date of coverage
C) Develop after the effective date of the policy but before the expiration of the time limit on certain defenses
D) Must exist before an applicant can be accepted by an insurer

2. An insurance adviser's written contract with the client must include all of the following EXCEPT:

A) Duration of the contract
B) Expiration date of the consultant's license
C) Disclosure as to whether commissions may be received
D) Amount of the fee

3. An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:

A) A state-sponsored centennial celebration
B) A skydiving exhibition
C) A nuclear power plant
D) A drug smuggling operation

4. Which benefit is usually excluded from major medical expense plan coverage?

A) Routine dental care
B) Hospice care
C) Prescription drugs
D) Physical therapy

5. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Experimental surgery
B) Well-baby checkups
C) Physical examinations
D) Immunizations for children

問題與答案：