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最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:
1. When the insured's willful failure to disclose a material fact at the time of application is discovered by the insurer shortly after the policy is issued:
A) The policy is automatically void
B) The insurer must continue the insurance policy in full force
C) The insurer may cancel the policy only at the expiration or renewal date
D) The policy is voidable at the insurer's option
2. A producer may be guilty of misrepresentation if the producer:
A) Issued a full settlement check expressly releasing the insurer
B) Required timely written notice of loss for all claims
C) Denied a claim for failure of the policyholder to prove damages
D) Failed to disclose exclusions of the policy
3. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:
A) Routine physical examinations
B) Outpatient prescription vitamins
C) Immunizations
D) Hearing tests
4. Pre-existing conditions include conditions of health that:
A) Are never insurable under any circumstances or degree of severity
B) Have been medically treated or diagnosed prior to the effective date of coverage
C) Develop after the effective date of the policy but before the expiration of the time limit on certain defenses
D) Must exist before an applicant can be accepted by an insurer
5. If an individual's occupation is considered to be illegal:
A) It results in a substandard rating on an accident and health insurance policy
B) It may require a waiver on a disability income insurance policy
C) It may result in a denial of a disability income claim
D) It must be stated as such on an accident and health insurance application
問題與答案:
| 問題 #1 答案: D | 問題 #2 答案: D | 問題 #3 答案: B | 問題 #4 答案: B | 問題 #5 答案: C |


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