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最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:

1. To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

A) Have at least 50% of its employees reside in the state of Maryland
B) Contribute to employee premiums
C) Have its principal place of business in the state of Maryland
D) Have at least 50% of its employees work in the state of Maryland

2. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Part B benefit
B) A Medicare Supplement additional benefit
C) A Medicare Part A benefit
D) A Medicare Supplement core benefit

3. The entire contract provision in an individual accident and health insurance policy states that the producer:

A) Has company authority to waive any contract provisions
B) May waive only certain contract provisions
C) Has company authority to change the policy
D) Has no authority to change the policy or waive any of its provisions

4. Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

A) Report of a physical examination
B) Copy of the person's living will
C) Power of attorney
D) Applicant's family's consent

5. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?

A) Home health care
B) Custodial facility care
C) Respite care
D) Skilled nursing facility care

問題與答案：