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1. The primary intent of the statute of frauds is to:

A) reduce real estate contracts to writing.
B) enforce oral agreements beyond 1 year.
C) protect the rights of buyers who are disabled.
D) protect licensees from fraudulent activity.

2. A buyer wants to purchase a home for $400,000 with a 15% down payment. The lender charges 1.5 points.
How much money does the buyer need up front to make the purchase?

A) $60,900
B) $65,100
C) $66,000
D) $60,000

3. A lender whose mortgagor has defaulted may be offered a deed in lieu of foreclosure. If accepted, which of the following will be true?

A) The lender will take the title subject to any junior liens.
B) Because it is voluntary, it will not be an adverse item on the buyer's credit.
C) The lender will usually retain rights under mortgage insurance or VA guarantee.
D) The loan will still be assumable.

4. The following statement was found in a real estate sales contract: "In the event of a default by the purchaser, the forfeiture of the earnest money to the seller will be the only compensation to which the seller will be entitled." This statement most likely describes a:

A) indemnification clause
B) default delivery clause
C) liquidated damages clause
D) broker protection clause

5. What is the difference between a license to use property and an easement?

A) A license can be cancelled by the issuer.
B) An easement can be cancelled by the issuer.
C) There must be consideration paid for a license.
D) There must be consideration paid for an easement.

問題與答案：