最優質的 OHIO Life Insurance Agent Series 11-44 - OH-Life-Agent-Series-11-44 考古題

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最新的 OHIO Life Insurance OH-Life-Agent-Series-11-44 免費考試真題:

1. Contributions made to a Roth IRA are

A) only tax deductible at age 50 or older.
B) tax deductible at retirement.
C) partially tax deductible.
D) not tax deductible.

2. The purpose of insurance Is to

A) avoid risk.
B) increase risk.
C) reduce risk.
D) transfer risk.

3. Which of the following is a provision in an interest-sensitive life policy which allows the policyowner to
withdraw the policy's cash value Interest free?

A) Waiver of Premium.
B) Partial Surrender.
C) Spendthrift Clause.
D) Automatic Premium Loan.

4. Under the children's term rider, what occurs when a child reaches the specified age? He or she

A) is eliminated from coverage.
B) must show evidence of insurability to remain covered.
C) may Increase the term coverage of the rider.
D) automatically becomes the beneficiary of the life insurance policy.

5. Insurers do business in Ohio only after a thorough financial review. Most insurance policies written in Ohio
are protected by the Guaranty Association established to protect policy owners In the event an admitted
company

A) becomes financially insolvent.
B) depletes its loss reserves.
C) merges with a foreign insurer.
D) cannot meet it's capital surplus requirements.

問題與答案：