最優質的 OHIO Life Insurance Agent Series 11-44 - OH-Life-Agent-Series-11-44 考古題

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最新的 OHIO Life Insurance OH-Life-Agent-Series-11-44 免費考試真題:

1. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A) Guaranteed renewability.
B) Guaranteed insurability.
C) Disability income.
D) Cost of living.

2. At what age can an Individual begin to receive distributions from an IRA without a tax penalty?

A) 59 1/2 years.
B) 55 1/2 years.
C) 65 1/2 years.
D) 63 1/2 years.

3. Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following
responsibilities does an agent owe the insured during the policy year?

A) Work with rating bureaus to establish insurer ratings.
B) Help the insured file and follow up on claims.
C) Notify the insurance department when claims are paid.
D) Pay the insured's premiums if they are unable to do so.

4. Which of the following statements BEST describes a single premium cash value policy?

A) It waives one future premium if the owner becomes disabled.
B) It provides for only one premium to be paid without evidence of insurability.
C) It requires the policyowner to pay one premium annually.
D) It requires only one payment to make the policy paid up.

5. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

A) be paid to the policyowner in cash.
B) purchase additional insurance protection.
C) reduce the policy premium.
D) accumulate without interest.

問題與答案：