最優質的 OHIO Life Insurance Agent Series 11-44 - OH-Life-Agent-Series-11-44 考古題

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最新的 OHIO Life Insurance OH-Life-Agent-Series-11-44 免費考試真題:

1. Which of the following plans will provide a death benefit to the policy's beneficiary Income tax free?

A) Annuity.
B) Tax Sheltered Annuity.
C) Whole Life.
D) Qualified Retirement.

2. An Individual buys an annuity that will pay her spouse an income for 20 years. If the spouse dies within that
time, the Income will be paid to their children for the remainder of the period. What kind of annuity did the
Insured buy?

A) Joint life and survivorship annuity
B) Temporary annuity certain
C) Joint life annuity
D) Life annuity with period certain

3. Risks are generally NOT Insurable if

A) the loss is expected.
B) deductibles would be required.
C) there are many individuals who may also experience a similar loss.
D) the policyholder has a policy from another insurer.

4. The structure of a credit life insurance policy does NOT allow for

A) coverage amount to match the loan amount.
B) Individual policies.
C) group policies.
D) conversion privileges.

5. After a request has been received for verification of coverage from a viatical settlement provider, an insurance
company authorized to do business shall respond within:

A) 60 calendar days
B) 45 calendar days
C) 30 calendar days
D) 90 calendar days

問題與答案：

問題 #1 答案： C

問題 #2 答案： B

問題 #3 答案： A

問題 #4 答案： D

問題 #5 答案： B