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1. How many employees are REQUIRED before an employer is subject to COBRA?

A) 30 employees
B) 50 employees
C) 31 employees
D) 20 employees

2. Unlike HMO plans, PPO plan members MOST often

A) can see a physician on a walk-in basis.
B) have more choices of doctors and medical service providers.
C) must designate a primary care physician.
D) receive no medical benefits while traveling to other states.

3. Under a Long-Term Care policy, all of the following are Activities of Daily Living EXCEPT

A) dressing.
B) eating.
C) talking.
D) toileting.

4. A new mother is guaranteed a 48-hour hospital stay after a regular delivery of a child under which federal law and regulations for group health insurance?

A) ERISA.
B) COBRA.
C) Medicaid.
D) HIPAA.

5. An insured with a major medical policy has a per cause deductible of $100. Over the course of the year, the insured visits the doctor's office three times for injuries. Excluding the premium, what is the MINIMUM amount the insured MUST pay for the year if each visit costs $200?

A) $500
B) $200
C) $300
D) $100

問題與答案：