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1. A temporary insurance producer license may be initially issued for a maximum of:

A) 90 days
B) 30 days
C) 180 days
D) 365 days

2. Which of the following gives the policyowner access to the cash value that accumulates inside the policy without having to terminate the policy?

A) Fixed-period Installments.
B) Reduced Paid-up Insurance.
C) Policy Loans.
D) Spendthrift Clause.

3. In Pennsylvania, the insurer is liable for a claim under a health insurance policy if the insured is injured while

A) intoxicated.
B) committing an illegal act
C) engaged in an illegal occupation.
D) under the influence of prescribed medication.

4. An insured submits a $300 claim for medical expenses. The insurer notes that the insured has a past due premium of $100, and as a result, the insurer only pays $200. * Which of the following General Policy Provisions covers this situation?

A) payment actions
B) unpaid premium
C) payment of claims
D) renewability

5. When selling an insurance policy in Pennsylvania, the producer must do all of the following EXCEPT

A) submit premiums within the normal course of business.
B) emphasize the benefits of the Guaranty Association.
C) protect any non-public or personal information about the applicant
D) provide a notice of information practices to applicants.

問題與答案：