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最新的 Virginia Insurance License Virginia-Life-Annuities-and-Health-Insurance 免費考試真題:

1. Which term refers to the period of time from the beginning of confinement to the beginning of benefits under a long-term care insurance policy?

A) The qualifying period
B) The trial period
C) The exclusion period
D) The elimination period

2. Which is true about a term life insurance policy?

A) It provides temporary protection
B) It usually can be renewed at the same premium
C) It may only be written for periods of five years or less
D) It usually provides a cash value

3. A contractual arrangement that transfers exposure from one insurer to another insurer is a:

A) Reciprocal contract
B) Coinsurance contract
C) Reinsurance contract
D) Captive contract

4. What is the primary role of medical expense and disability insurance?

A) Payment of death benefits
B) Payment for rehabilitation costs following a life-threatening injury
C) Protection against the costs of medical care and the loss of earning power
D) Provision for dismemberment benefits

5. If an employee in poor health is part of a large group that is acceptable for group life insurance, that employee is:

A) Ineligible for coverage under the plan
B) Eligible for coverage, but on a rated basis
C) Eligible for the same type of coverage as other employees
D) Eligible for coverage more limited than that of other employees

問題與答案：