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最新的 Virginia Insurance License Virginia-Life-Annuities-and-Health-Insurance 免費考試真題:

1. In addition to the applicant, who signs an application for health insurance?

A) The agent
B) The applicant's dependents
C) The inspection company representative
D) The applicant's spouse

2. The preventive medical care benefit sometimes provided in a Medicare supplement policy covers:

A) Annual physical exams
B) Home health care
C) Skilled nursing care
D) Hospitalization

3. What is often payable to a life insurance policyowner when a medical condition drastically limits the insured' s life expectancy?

A) Accelerated death benefit
B) Reduced paid-up insurance
C) Death benefit
D) Extended term insurance

4. When there is a misstatement of age by an applicant for a disability income policy:

A) Any amount payable will be the amount of coverage the premium would have purchased at the insured' s correct age.
B) The policy will be void from its inception because of the insured's misrepresentation.
C) The company will cancel the policy immediately upon discovery of the misstatement of age.
D) The insurer is not liable for any claims made during the period before correction of the insured's age.

5. In long-term care insurance, ADLs normally include:

A) Physicians, surgeons, dentists, and optometrists
B) Spouse, children, parents, and siblings
C) Dressing, eating, bathing, and mobility
D) Age, sex, income, and occupation

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