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最新的 Virginia Insurance License Virginia-Life-Annuities-and-Health-Insurance 免費考試真題:

1. Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:

A) Time limit on certain defenses
B) Legal actions
C) Time payment of claims
D) Grace period

2. What type of insurance pays a lump sum benefit if an insured loses sight in both eyes?

A) Accidental death and dismemberment
B) Medical expense
C) Hospital expense
D) Major medical

3. When a health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

A) The principal insured individual
B) The insurer
C) The premium payor
D) The patient or parent of the patient

4. A licensee is NOT required by Virginia law to keep which of the following records?

A) Policy renewal notices
B) Files of insurance applications on current policies issued
C) Accounting records of premium payments
D) Premium quotations of unissued policies

5. What type of insurance pays a lump sum benefit if an insured loses sight in both eyes?

A) Accidental death and dismemberment
B) Medical expense
C) Hospital expense
D) Major medical

問題與答案：